Visitors/ Travel Insurance

Visitors Insurance
Visitors to Canada insurance is specifically designed to cover medical emergency treatments costs in case of unexpected sicknesses and accidental injuries that may happen during your trip. Medical emergency coverage is essential for everyone planning to travel to Canada if you are not entitled to receive provincial insurance coverage upon landing.

Who needs Visitors to Canada Insurance?
- New Immigrants
- Foreign Workers & Work Permit Holders
- IEC/Working Holiday Participants
- Returning Canadians
- Tourists & Visitors

If you are a Returning Canadian resident, New Immigrant or a Work Permit Holder destined to the provinces of Ontario, British Columbia, Quebec and Yukon, you are encouraged to get a private health insurance plan in order to avoid the risks of unnecessary medical care expenses during the 3-month provincial coverage waiting period.
As a tourist or other type of visitor to Canada, you should get Visitors to Canada insurance coverage in order to protect your financial well-being from the costs of medical emergency treatment, should the need arise during your stay in Canada.
Travel Insurance:
Any Canadian resident can purchase some form of coverage and factors such as where you are travelling, your health condition and the length of your trip will affect the specific coverage available to you. Please note that; Non-resident travelling to Canada, immigrants to Canada or foreign students studying in Canada can purchase Visitors to Canada Insurance plans.
If you plan to go abroad, even on a day trip to the United States, you should purchase the best travel insurance you can afford before you leave Canada. Your travel insurance should include health, life and disability coverage that will help you avoid large expenses, such as the cost of hospitalization or medical treatment outside Canada. If you are flying, being insured for flight cancellation, trip interruption, lost luggage and document replacement will save you from major disruptions and additional costs. If you are travelling by car, make sure you have driver and vehicle coverage in case you have an accident abroad.
Regardless of how you obtain travel insurance through your travel agent or insurance broker it is very important that you understand the eligibility requirements, terms and conditions, limitations, restrictions and exclusions of the policy.
Your provincial or territorial health plan may cover nothing or only a very small portion of the costs if you get sick or are injured while abroad. For more information, contact your provincial or territorial health authority. Hospitals and clinics in some countries have been known to refuse to treat patients who become ill or who have had an accident and who do not have adequate travel health insurance or the money to pay their bills. You could face years of debt paying off the costs of treatment for an illness or accident you suffered abroad. The Government of Canada will not pay your medical bills.